Family-owned and operated, Rock Harbor Group has partnered with local builders across Hampton Roads for over 16 years. We provide local builders with the rapid, no frills capital they need to purchase and renovate residential properties
Need a loan? Use the links below to get in touch or submit a deal.
At Rock Harbor, we evaluate each deal based on its After-Repair Value (ARV) and fund up to 70% of that amount. When total purchase and construction costs fall within that range, your project qualifies for fast, reliable funding.
Builders submit a short loan application, build sheet, and purchase contract.
We keep it simple—no credit checks or excessive paperwork. Just what’s needed to move quickly.
If total project costs are at or below 70% of the ARV, we move forward—often with approval in one business day.
Because we lend our own capital, there’s no middleman. Closings and draws happen fast, keeping your project on schedule.
You build; we stay responsive.
Our team processes draws quickly and maintains clear communication so your project moves forward without delay.
We focus on long-term partnerships, not one-off loans. Our success is tied to yours, and we work to fund every project as if it were our own.
Speed matters in real estate. From approval to funding, most loans close in as little as three business days.
We base our lending decisions on a project’s value and potential - never on your credit score or tax returns.
Sixteen years of lending in Hampton Roads has taught us where to look, who to call, and what to avoid. Our experience helps us spot hurdles early and deliver smoother, faster closings for every partner we work with.
We fund draws quickly—often within two business days—so you can keep your projects moving without delay.
You pay only for the time you use. Our per diem structure eliminates unnecessary interest charges and keeps costs fair.
